26712 Dulcinea, Mission Viejo, CA 92691 (MLS # SR26119532)
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Beautifully Upgraded Corner-Unit La Mancha Home with Assumable FHA Loan at 2.6% with only 25yrs left on loan. This highly upgraded corner-unit La Mancha home offers 3 spacious bedrooms and 3 full bathrooms, making it one of the best values in the area. Even better, the property features owned solar and a rare opportunity to assume the seller's FHA loan at an incredible 2.6% interest rate (subject to lender approval), potentially providing significant savings compared to current market rates. The versatile floor plan includes a downstairs bedroom and beautifully remodeled full bathroom, perfect for guests, extended family, or a home office. Recent upgrades include Milgard dual-pane windows throughout, newer wood flooring, fresh paint, and an updated kitchen featuring white cabinetry, granite countertops, a custom tile backsplash, newer sink, and updated plumbing fixtures. The inviting living room boasts soaring vaulted ceilings, a cozy brick fireplace, and French doors that open to a private balcony with peaceful tree-lined and city views. The expansive family room and dining area include a wet bar and provide direct access to a large private backyard, ideal for entertaining or relaxing outdoors. Upstairs, the spacious primary suite features a newly remodeled bathroom with dual vanities and a beautifully updated shower. A generously sized secondary bedroom with mirrored closet doors and a remodeled hall bathroom complete the upper level. Additional highlights include an attached two-car garage, one assigned parking space, and access to the community pool. Conveniently located near major freeways, Saddleback College, Mission Hospital, The Shops at Mission Viejo, Lake Mission Viejo, dining, and entertainment. With solar, extensive upgrades, and the possibility of assuming a low 2.6% FHA loan, this move-in-ready PUD presents a truly exceptional opportunity in one of the area's most desirable communities. A buyer who assumes this 2.62% mortgage instead of financing a comparable purchase at today's ~6% rates could save roughly $1,460 every month in principal and interest and thousands in lifetime interest, while owning the home free and clear about five years sooner. Please have your agent read supplements and provide you with the break down advantage of assuming this loan vs a new loan
| DAYS ON MARKET | 56 | LAST UPDATED | 7/20/2026 |
|---|---|---|---|
| TRACT | La Mancha (Pud) (LM) | YEAR BUILT | 1976 |
| COMMUNITY | MS - Mission Viejo South | GARAGE SPACES | 2.0 |
| COUNTY | Orange | STATUS | Conditional |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Viejo |
|---|---|
| Jr. High School | Newhart |
| High School | Capistrano Valley |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Gas Oven, Gas Range, Refrigerator |
| AREA | MS - Mission Viejo South |
| CONSTRUCTION | Stucco |
| EXTERIOR | Balcony |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Central |
| HOA DUES | 550|Monthly |
| INTERIOR | High Ceilings, Stone Counters |
| LOT | 2204 sq ft |
| LOT DESCRIPTION | Secluded |
| LOT DIMENSIONS | 2205 |
| PARKING | Attached, Garage Faces Front, Garage, Garage Door Opener |
| POOL DESCRIPTION | Community, Association |
| SEWER | Public Sewer |
| STORIES | 3+ |
| STYLE | Contemporary |
| SUBDIVISION | La Mancha (Pud) (LM) |
| UTILITIES | Cable Available, Natural Gas Connected, Sewer Connected, Water Connected |
| VIEW DESCRIPTION | None |
| WATER | Public |
TOTAL MONTHLY PAYMENT
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