Unpacking the Long-Term Benefits of Homeownership

If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. While those market factors are important, there’s more to consider. You should think about the long-term benefits of homeownership too.

Think about this: if you know people who bought a home 5, 10, or even 30 years ago, you’re probably going to have a hard time finding someone who regrets their decision. Why is that? The reason is tied to how home values grow with time and how, by extension, that grows your own wealth. That may be why, in a recent Fannie Mae survey, 76% of respondents say they believe buying a home is a safe investment.

Here’s a look at how just the home price appreciation piece can really add up over the years.

Home Price Growth over Time

The map below uses data from the Federal Housing Finance Agency (FHFA) to show just how noteworthy price gains have been over the last five years. And, since home prices vary by area, the map is broken out regionally to help convey larger market trends:

If you look at the percent change in home prices, you can see home prices grew on average by just over 57% nationwide over a five-year period.

Some regions are slightly above or below that average, but overall, home prices gained solid ground in a short time. And if you expand that time frame even more, the benefit of homeownership and the drastic gains homeowners made over the years become even clearer (see map below):

The second map shows nationwide, home prices appreciated by an average of over 297% over a roughly 30-year span.

This nationwide average tells you the typical homeowner who bought a house 30 years ago saw their home almost triple in value over that time. That’s a key factor in why so many homeowners who bought their homes years ago are still happy with their decision.

And while you may have heard talk throughout the year that home prices would crash, it hasn’t happened. In fact, experts project home prices will continue to rise for years to come. 

Bottom Line

If you’re wondering if it still makes sense to buy a home today, it’s important to focus on the long-term advantages that come with homeownership. When you’re ready to start your homebuying journey, let’s chat.

July Events 2023

Festival of Arts
Laguna Beach

July 5 – September 1, 2023

Discover the Festival of Arts in Laguna Beach- a juried fine art show featuring 140 of Orange County’s top artists in an open-air gallery setting. A world-renowned art destination, visitors can take tours of the exhibit, catch an art demonstration, dine at one of the on-site restaurants, create their own masterpieces, or simply sit back and enjoy the creative atmosphere. Weekends are jam-packed with live music and special events providing entertainment for all.

LOCATION:
650 Laguna Canyon Rd
Laguna Beach, CA 92651

INFORMATION:
800-487-3378

Pageant of the Masters “Art Colony: In the Company of Artists”
Laguna Beach
July 7 – September 1, 2023
Shows Nightly at 8:30 pm

The Pageant of the Masters is arguably one of the most unique productions in the entire world. Each evening during the summer season, classic and contemporary works of art are faithfully re-created with theatrical illusion and real people posing as living pictures. Enjoy art that comes to life under the stars in the Pageant’s outdoor amphitheater. In 2023, the Pageant of the Masters will celebrate the 90th anniversary of the first presentation of “living pictures” at the Festival of Arts. From that humble beginning, the Pageant has continued to evolve and grow into the world-class entertainment it is today. The 2023 production, “Art Colony: In the Company of Artists,” will acknowledge the deep connections and memorable stories of artists assisting one another throughout the world and throughout history.

Tickets start at $35 per person (Includes season pass to the Festival of Arts Fine Art Show)

LOCATION:
650 Laguna Canyon Rd
Laguna Beach, CA 92651

TICKETS / INFORMATION:
www.foapom.com
(949) 497-6582, (800) 487-3378

Festival of Arts Wine and Painting Nights Fridays, July 7 – August 18, 2023
8:30 pm

Uncork your creativity this summer at the Festival of Arts! Enjoy a fun painting workshop while surrounded by beautiful art. Learn easy painting step-by-step processes, as taught by Nikita Young. Participants must be 21 and older. Reservations are required. The class size is limited to 12 participants- so reserve early. Beginners and all levels are invited – take home your finished masterpiece!

Cost: $80 per person and includes supplies, complimentary wine or beverage, and Festival admission. Participants must be 21 and older

LOCATION:
Festival of Arts
650 Laguna Canyon Road
Laguna Beach, CA 92651

Festival of Arts Pints, Pinots, and Prints Saturdays, July 8 – August 19, 2023
8:30 pm

Create a beautiful one-of-a-kind print at the Festival of Arts! Using a variety of colorful handmade papers and hand cut relief blocks, students will learn the basics of monoprint, collage, and overprint techniques in this creative printmaking class. Beginners and all levels are invited – take home your finished masterpiece!

Cost: $80 per person, per class, and includes supplies, complimentary wine or beverage, and Festival admission. Reservations are required. Participants must be 21 and older.

LOCATION:
Festival of Arts
650 Laguna Canyon Road
Laguna Beach, CA 92651

Festival of Arts Art, Jazz, Wine and Chocolate Thursdays, July 13 – August 31
5:30pm

Chocolate, wine, and all that jazz sweeten up the Festival of Arts this summer! On Thursday nights, indulge your senses at the “Art, Jazz, Wine and Chocolate” series. Sample a wide variety of wines specially selected and paired with gourmet chocolates.

Cost: $25 (does not include Festival of Arts admission or reserved seating). Limited “nightclub” seating is available in reserved sections for $50 per person per concert.

LOCATION:
Festival of Arts
650 Laguna Canyon Road
Laguna Beach, CA 92651

Festival of Arts Adult/Teen Classes – Oil Painting – Laguna Beach July 14, 2023
3 :00 pm – 5:30 pm

Learn the timeless art of oil painting with Festival Exhibitor Carol Heiman-Greene. This class offers a fun and accessible way to explore the medium of oil paints, with step-by-step guidance from the instructor. You will learn the techniques used by master artists like Van Gogh and Rembrandt to create vibrant and stunning paintings. By the end of the class, you will have created a beautiful painting to take home and showcase your newfound skills. This class is perfect for anyone looking to learn or improve their oil painting techniques. Don’t miss this opportunity to explore your creativity with oil paints!

Cost: $65 fee per person, per class

LOCATION:
Festival of Arts
650 Laguna Canyon Road
Laguna Beach, CA 92651

The Orange County Fair – Costa Mesa
July 14 – August 13, 2023
Wednesdays-Sundays

It’s Time for Fun!! Tickets for the annual OC Fair are on sale, but with limited daily capacity this year, days could sell out. The annual Orange County Fair is the premier family attraction in Southern California, offering a wide variety of exhibits, foods, entertainment, rides, and hands-on activities. There is something for everybody at the Fair, including the summer headline concert series, working farm and petting zoos, thrill rides, contests, and games.

Tickets must be purchased in advance. There will be no transaction fees on Fair admission! Fairgoers should make sure to get tickets for special days and group adventures now.

LOCATION:
OC Fair & Event Center
88 Fair Drive
Costa Mesa, CA

INFORMATION:
714-708-FAIR

Dachshund Races – Huntington Beach Sunday, July 16, 2023
12 pm check-in. The race starts at 1 pm.

Great Family Fun! Come see these short-legged but swift ‘wiener dogs’ race to the finish line once a month at Old World Village.

The Wiener Dog Races are always one of the most popular attractions at Old World, and while the races are usually held once a month, during Oktoberfest, you’ll enjoy the ‘Running of the Wieners’ every Sunday between 3 pm – 4 pm. Placed into one of four weight classes, the Dachshunds run a 22-yard course with their owners at the finish line, luring their dogs to run toward them with colorful toys, food, cheers, and the occasional begging. Entry and admission prices vary.

LOCATION:
Old World Village Festival Hall
7561 Center Avenue #49
Huntington Beach

Festival of Arts Adult/Teen Classes – Oil Painting – Laguna Beach July 28, 2023
3:00 pm – 5:30 pm

Learn the timeless art of oil painting with Festival Exhibitor Carol Heiman-Greene. This class offers a fun and accessible way to explore the medium of oil paints, with step-by-step guidance from the instructor. You will learn the techniques used by master artists like Van Gogh and Rembrandt to create vibrant and stunning paintings. By the end of the class, you will have created a beautiful painting to take home and showcase your newfound skills. This class is perfect for anyone looking to learn or improve their oil painting techniques. Don’t miss this opportunity to explore your creativity with oil paints!

Cost: $65 fee per person, per class

LOCATION:
Festival of Arts
650 Laguna Canyon Road
Laguna Beach, CA 92651

Your Needs Matter More Than Today’s Mortgage Rates

If you’re thinking about selling your house right now, chances are it’s because something in your life has changed. And, while things like mortgage rates are a key part of your decision on what you’ll buy next, it’s important to not lose sight of the reason you want to make a change in the first place.

It’s true mortgage rates have climbed from the record lows we saw in recent years, and that has an impact on affordability. With rates where they are right now, some homeowners are deciding they’ll wait to sell because they don’t want to move and have a higher mortgage rate on their next home. As Danielle Hale, Chief Economist at Realtor.comexplains:

“. . . homeowners who locked in a 30-year fixed rate in the 2-3% range don’t necessarily want to give that up in exchange for a rate in the 6-7% range.”

But your lifestyle and your changing needs should matter more. Here are a few of the most common reasons people choose to sell today. Any one of these may be more important than keeping your current mortgage rate.

As Ali Wolf, Chief Economist at Zonda, says in a recent tweet:

“First-time and move-up buyers are both active . . . the latter driven by life changes. Divorce, marriage, new higher paid job, and existing home unsuitable all referenced.”

Relocation

Some of the things that can motivate a move to a new area include changing jobs, a desire to be closer to friends and loved ones, wanting to live in a dream location, or just looking for a change in scenery. 

For example, if you live in suburbia and just landed your dream job in NYC, you may be thinking about selling your current home and moving to the city for work. 

Upgrading

Many homeowners decide to sell to move into a larger home. This is especially common when there’s a need for more room to entertain, a home office or gym, or additional bedrooms to accommodate a growing number of loved ones.

For example, if you’re living in a condo and decide it’s time to seek out a home with more space, or if your household is growing, it may be time to find a home that better fits those needs. 

Downsizing

With inflation driving up everyday expenses, homeowners may also decide to sell to reduce maintenance and costs. Or, they may sell because someone’s moved out of the home recently, and there’s now more space than needed. It could also be that they’ve recently retired or are ready for a change.

For example, you’ve just kicked off your retirement, and you want to move to somewhere you can enjoy the warm weather and have less house to maintain. Your new lifestyle may be better suited for a different home. 

Change in Relationship Status

Divorce, separation, or marriage are other common reasons individuals sell to buy different homes.

For example, if you’ve recently separated, it may be difficult to still live under one roof. Selling and downsizing may be better options.

Health Concerns

If a homeowner faces mobility challenges or health issues that require specific living arrangements or modifications, they might sell their current home to find one that works better for them.

For example, you may be looking to sell your home and use the proceeds to help pay for a unit in an assisted-living facility.

With higher mortgage rates, there are some affordability challenges right now – but your needs and your lifestyle matter too. As a recent article from Bankrate says:

“Deciding whether it’s the right time to sell your home is a very personal decision. There are numerous important questions to consider, both financial and lifestyle-based, before putting your home on the market. . . . Your future plans and goals should be a significant part of the equation . . .

Bottom Line

If you’re ready to sell your house so you can make a move, let’s connect so you have an expert on your side to help you navigate the process and find a home that can deliver on what you’re looking for.

May Events 2023

Rancho Days Fiesta – Lake Forest
Saturday, May 6, 2023
11 am – 3 pm

Come explore the rich history of Orange County’s rancho era through hands-on activities, crafts, music, dance, and more at the annual Rancho Days Fiesta at Heritage Hill Historical Park!

Activities and performances include: Native American and Folklorico dancing, Early California ranching with hands-on activities and exhibitors, Music, piñata breaking and crafts for children, Charro horse riding and roping demonstrations, plus Historic buildings will be open, courtesy of the Amigos de la Colina docents

LOCATION:
Heritage Hill Historical Park
25151 Serrano Road, Lake Forest
949-923-2230

Orange May Parade – Orange
Saturday, May 6, 2023
10 am

A historic parade brought back in 2019. The Orange May Parade is a hometown procession that brings the community together. The Orange May Parade truly is an all-encompassing community event, with local entities joining in the fun.

LOCATION:
Historic Old Towne Orange
Orange, CA

Open Garden Day – Santa Ana
May 13, 2023
10 am – 4 pm

Experience the inviting neighborhoods of West Floral Park and Jack Fisher Park in North Santa Ana. You are invited to stroll through our variety of gardens throughout the day. Tranquil spaces, unique planting ideas and inspiring yard designs are open for your viewing.

This one-day community event offers an array of activities: lovely gardens to tour, garden expert talks & demonstrations, vintage cars to peruse, a street full of vendors selling unique garden treasures, and gourmet food trucks with plenty of tasty treats.

LOCATION:
Neighborhoods of West Floral Park and Jack Fisher Park in North Santa Ana

INFORMATION:
714-836-9777

Annual Cinco de Mayo Fiesta – San Clemente
May 6, 2023

The Annual Cinco de Mayo Celebration showcases live entertainment featuring traditional Mariachis and Ballet Folklorico to Cumbias, Tex Mex, and Salsa dancers. Community groups will be serving up authentic Mexican food fare, and other activities will include a juried Art Contest, Carnival Game booths, and a vendor area.

LOCATION:
Max Berg Plaza Park
1100 Calle Puente
San Clemente, CA

INFORMATION:
949-361-8264

Soka University’s Annual International Festival – Aliso Viejo
Saturday, May 6, 2023

This free, day-long event marks the anniversary of our university’s dedication and is open to everyone! Enjoy eclectic programming of musical performances from contemporary artists, delicious food and drink selections, and a variety of exciting activities for the whole family, including balloon animals, bubble artists, inflatable slides, and a bounce house.

Admission is FREE for everyone! Parking is $10 cash on campus

LOCATION:
Soka University
1 University Drive
Aliso Viejo, CA 92656

INFORMATION:
949-480-4081

OC MARATHON – Newport Beach
May 6-7, 2023

Join thousands of other community-minded runners and walkers at the OC Marathon, beginning at Newport Beach Marriott Hotel & Spa just south of Santa Barbara Drive—pledges to benefit eleven local children’s charities through Run for Orange County Kids (ROCK).

INFORMATION:
(949) 222-3327

Jurassic Trails & Tales – Laguna Niguel
May 19-21, 2023

Welcome adventurers! Take a step back through time and experience a wild adventure at Crown Valley Park. You don’t want to miss this opportunity to visit the Triceratops, Brachiosaurus, Dilophosaurus, Velociraptor, and T-Rex in their natural environment. Be sure to check out our prehistoric crafts and activities. Food will be available for purchase.

Wristbands will be available for purchase in person at Crown Valley Community Center during normal operating hours, Monday through Friday, from 8:00 am to 5:00 pm starting on Monday, April 17th. You may also purchase wristbands during event hours.

LOCATION:
Crown Valley Park
29751 Crown Valley Parkway
Laguna Niguel, CA

StandUp for Kids Orange County Car Show 2023 – Lake Forest
May 20, 2023
3-6 pm

Join us for our 3rd Annual Car Show fundraiser benefitting homeless and at-risk youth in Orange County.

Come check out beautiful vintage, classic, and sports cars while enjoying food, drinks, and live music. This year’s car show will be held at Auto Addiction OC, a classic car sanctuary.

LOCATION:
Auto Addiction OC
26862 Vista Terrace
Lake Forest, Ca

INFORMATION / TICKETS:
Purchase tickets online

Tustin LobsterFest – Tustin
Saturday, May 20, 2023

An afternoon of FUN for the family – enjoy entertainment, games, music and prizes.

The Tustin Lobsterfest is an annual fundraiser event that provides financial support for the programs and services sponsored by the Tustin / Santa Ana Rotary Club. All net proceeds from this event help pay for local Rotary programs throughout Tustin and Santa Ana.

LOCATION:
Peppertree Park – Corner of First and C street
Tustin, CA

San Clemente Summer Kickoff Music Festival – San Clemente
May 20, 2023
11 am – 3 pm

The San Clemente Music Festival Summer Kickoff at the San Clemente Outlets will be a great way to get in the Summer mood with Lots of Great Live Bands, Dancing, Community Booths, Free Raffle Prizes and Great Shopping deals. This Free event is Family Friendly and will be great for youth and young adults and adults of all ages.

The booths will have many local organizations that will have many health and wellness awareness for a safe and healthy summer. Each booth will have raffle tickets to give away so you can enter to win a Great prize while attending.

LOCATION:
Outlets at San Clemente
101 W Avenida Vista Hermosa
San Clemente, CA 92672

Balboa Island ArtWalk – Balboa
Sunday, May 21, 2023

Over a mile of art and live music!

The Balboa Island Artwalk is the premier showcase for talented local artists and marks the start of Balboa Island’s summer season. This fine art show features 100 artists exhibiting paintings, fine jewelry, blown glass, sculpture, and photography. Spectators will enjoy live music throughout the day. Admission is free

LOCATION:
Balboa Island, CA

Strawberry Festival – Garden Grove
May 26-29, 2023

The festival is a parade and carnival celebrating the city’s strawberry-growing history. Free admission!

Spring Cleaning Tips

Spring has sprung, and with it comes the annual task of spring cleaning. While it may feel daunting at first, with a little bit of planning and organization, you can tackle your cleaning tasks and make your home feel fresh and renewed.

1. Plan Ahead

Spring cleaning is an essential task for many people. After a long winter, it’s time to rid your home of clutter, dust, and grime. You want to make sure you have all your supplies on hand. Gather all the necessary cleaning products, trash bags, paper towels, and buckets. Then decide where you even begin. Start by creating a plan of attack. Consider breaking down your home into sections and tackling them one at a time. Don’t forget to declutter first; it’s easier to clean without unnecessary items around. Dust all surfaces, including ceilings, before moving on to cleaning floors and walls.

2. Set Your Goals

One of the easy ways to make the whole process more pleasant is to listen to music while you clean. It can help you stay motivated and focused, as well as put you in a better mood. Whether it’s your favorite playlist or a new album you’ve been meaning to check out, music can make a big difference in the way you approach the cleaning process. So put on your headphones, turn up the volume, and get ready to tackle that spring cleaning list!

3. Deculler Your Home

Spring is here, and it’s time to declutter your home! One of the most important spring cleaning tips is to get rid of things you no longer need. Start by going through every room and making a pile of items you no longer use or want. From there, you can decide if you want to donate, sell, or throw away those items. Another helpful tip is to tackle one room at a time, or even one area of a room, to make the task more manageable. When organizing, use storage containers or baskets to keep items in their proper place. And don’t forget to clean as you go. By following these simple spring cleaning tips, you can create a more organized and stress-free home!

4. Make a List

First, create a list of everything you want to accomplish. This will help you stay organized and ensure that you don’t miss anything important. Next, break up the cleaning into manageable tasks and tackle them one at a time. Don’t forget to declutter as you go and donate or sell items that you no longer need. Finally, don’t be afraid to ask for help. Enlist the help of family members or friends, or consider hiring a professional cleaning service to assist you. By following these simple tips, you’ll have your home looking clean and refreshed in no time.

5. Turn on Some Music

One of the easy ways to make the whole process more pleasant is to listen to music while you clean. It can help you stay motivated and focused, as well as put you in a better mood. Whether it’s your favorite playlist or a new album you’ve been meaning to check out, music can make a big difference in the way you approach the cleaning process. So put on your headphones, turn up the volume, and get ready to tackle that spring cleaning list!

5 Tips To Decorate Your Porch This Spring

Springtime is a great season to give your porch a makeover. If you’re feeling inspired, why not set about refreshing the look and feel of your porch? You could start by giving it a fresh coat of paint in a sunny shade. Even better, choose a color that ties in with the other exterior accents. Then, brighten up the area with lighting. Stringing small fairy lights around pillars or hanging colorful pendant lanterns can really make your porch come alive during the evening hours. Furthermore, laying out some outdoor rugs on the porch as well as adding cushions to seating areas, will make it feel warm and inviting throughout the day. Finally, include refreshing greens such as potted plants or even install a vertical garden – this will help add life and energy to your outdoor space. If you want to bring some extra life to your front porch, simple and creative ideas are all you need!

1. Plants

Adding potted plants is an easy and affordable way to decorate and refresh the outdoor space. Try different planters in a variety of sizes, colors, and materials—even reusable containers like baskets or wine crates can instantly bring character to your porch. If you’re looking for some extra color, pick out a few flowers, such as pansies or petunias, to really turn up the visual appeal. And don’t forget about herbs and vegetables too – you could even have a mini kitchen garden ready for harvest!

2. Rugs

Outdoor rugs are a great way to give your porch a fresh new look and create a cozy atmosphere for you, your family, and your friends. Outdoor rugs can be easily found at most home furnishing stores and come in an array of colors and patterns that can liven up any porch space. Perfect for the ever-changing spring weather, outdoor rugs are often made from durable materials that are both water-resistant and stylish. Adding one or two outdoor rugs on your porch will also help make it more inviting and give visitors somewhere cozy to sit and admire the fresh spring air.

3. Rustic Decor

Rustic decor continues to be a popular trend for the exterior of your home. Adorning your porch with rustic touches this spring can give it that charming, cozy vibe that many people enjoy. Consider hanging mason jars around your porch with lights or flowers to create a romantic atmosphere. Rustic chairs, colorful throw pillows, and bright planters all help to personalize the space. For an extra touch, use natural materials like jute to make rugs or wall hangings. Whichever way you choose to use it, incorporating rustic elements into your outdoor decor can make this spring your most stylish yet!

4. Lighting

When it comes to decorating your porch this spring, one of the most important components to include is lighting. Lighting can dramatically transform the atmosphere on your porch and instantly make it feel more inviting and cozy. By incorporating a few hanging string lights, you can create an illuminated canopy of twinkling stars above. If you want to inject some personality into your porch’s lighting scheme, consider hanging paper lanterns in different shapes, sizes, and colors. For added warmth and ambiance, opt for candle-style lanterns or torches with stakes that can be placed around the perimeter for a more enchanted feel. Lighting not only adds more visibility after dark but also adds beauty and charm — perfect for those fun garden parties!

5. Furniture

Furnishing your porch is one of the first steps to turning it into an inviting place this spring. With the right pieces of furniture, you can create a comfortable and stylish outdoor living area. Choose furniture that coordinates with the look and feel of your home and expresses your style. Forget about matching pieces – mix styles, textures, and colors to create a unique outdoor oasis where you can relax and entertain guests. Consider adding a dining set so that you can enjoy al fresco meals, a seating area for kicking back with friends, or a cozy hammock for soaking up some sunshine!

QUICK TIPS TO MAKE YOUR HOME MORE PEACEFUL


With the daily stressors in life, it is so important to have your home be a place you can feel at peace at the end of the day. Whether it is work, school, kids, or world events, you need your home to be a sanctuary away from it all. If lately, you are feeling that your home is adding to the chaos instead of being a de-stressor, here are five suggestions to help get it back to that beautiful, peaceful place it needs to be.

  1. Minimize

We find the biggest contributor to stress in a home is clutter! This is a continual thing that must be addressed every so often because things have a way of multiplying. The best feeling is purging room by room and donating or throwing out items that are not needed anymore. Take a page out from Marie Kondo. If an item does not spark your joy, it is time to let it go. Fewer items also mean that a home is easier to help clean, which is a bonus when it comes to de-stressing.

  1. Add Some Plants

Plants have a way of bringing a sense of calmness and peace to a space. Even some realistic-looking fake plants work if you are not someone that can or wants to keep real ones alive. But, if you can, we highly suggest getting real plants as they bring a sense of life into a home. Also, the process of watering a plant and taking care of it can have a calming effect.

  1. Play Music

Music is a key element to a peaceful home, no matter what your go-to genre may be. Music is good for the brain and the soul, so find that genre that calms you and makes a good playlist! Whether you want it playing quietly in the background or need to blast it while you lay on the couch and relax, there is no “wrong” way to add peace through music.

  1. Create A Peaceful Space

Maybe your entire house can not be a sanctuary (especially if you still have little ones at home), but you could create a peaceful space within your home. Having somewhere where you can be at ease is so important for our mental health. Whether it is a whole room, like your bedroom or office, or just a spot in your house, like a special chair or the bathtub, everyone needs that one area to be a go-to for relaxation and peace.

  1. Add A Calming Scent

The flicker of a candle burning is a great way to add a little peace to your home. To find a scent that works for you, we suggest lavender or chamomile. Adding a few drops of your favorite essential oil to a diffuser or wax melts to a warmer are also great ways to keep that calming scent flowing through your home.

There is no better feeling than coming home. Keep the home that place you long for with these tips. Remember, everyone is different, so one person’s idea of peace may be another person’s chaos. There is no wrong way to bring peace into your home. Find what works for you.

South Orange County’s Best Christmas Light Displays

South Orange County comes alive during the holidays with its festive Christmas light displays. If you’re looking to celebrate the holiday season with a great outdoor display, check out these top picks for the best Christmas lights in South Orange County.

Aliso Viejo Christmas Lights

  • 2 Falcon Crest Lane
  • Carmel Neighborhood (Canyon Vistas & Pacific Park Drive)
  • Rockrose St (Vista Pointe)
  • Glenwood Community
  • Grandbriar Street
  • King Eider Lane
  • 43 Woodswallow Lane

Ladera Ranch Christmas Lights

  • Bramford Street
  • Bainbridge Avenue
  • Maryville Place Winfield & Mason
  • Saybrooke Lane
  • Shelton Court & Sutherland Drive
  • Shively Street

Laguna Hills Christmas Lights

  • Mawson Drive
  • 25276 Orellano Way
  • 23561 Marsala – A Merry Marsala Christmas
  • 25473 Nellie Gail Road
  • 26041 Spur Branch Lane
  • 25241 Northrup Drive – The Northrup Pole
  • 24422 Avenida De La Carlotta Suite 120A (M-F 9-5)
  • 54 Laurel Creek Lane – Olaf Saves Christmas
  • 25325 Gallup Circle – Elves Spreading Holiday Cheer2
  • 4832 Largo Drive – Holiday Lights Mish Mash
  • 24155 Laguna Hills Mall – Christmas At The Village
  • 25071 Buckskin Drive – Light Festival
  • 24992 Express Drive – Snowman Junction
  • 26192 Bridlewood – Candy Cane Lane
  • 25392 Champlain Road – Celebrating Christmas
  • 24203 Avenida de la Carlotta – Oh Christmas Tree
  • 26141 Red Corral Road – Candy Cane Lane #2
  • 25301 Hillary Lane – A Christmas Miracle
  • 25511 Lone Pine – Snowman Season
  • 28431 Lost Trail – River Rock Christmas
  • 24631 Ashland Drive – A Marshmallow World
  • 24996 Hendon Street – The Ramirez Family House Of Lights
  • 24712 Kim Circle – Up Up, and Away
  • 26162 Buena Vista Court – The Gift Of Lights
  • 25151 Northrup – Merry Christmas We Wish You
  • 24902 Grissom Road – Away In A Manger
  • 27322 Lost Colt Drive – Underseas Christmas
  • 26295 Eva Street – Ho Ho Lights
  • 24771 Rittenhouse – Abujudeh Family Christmas
  • 25882 Spruce Lane – Santa’s Landing

Lake Forest Christmas Lights

Mission Viejo Christmas Lights Tour

Click the link below to take the holiday light tour:

https://mvactivities.com/PDF/HolidayLightsTour.pdf

Rancho Santa Margarita Christmas Lights

  • 22 El Corazon
  • El Corzo Lane (Candy Cane Lane Neighborhood) Located near 241/Melinda Road
  • 11 Twilight Lane
  • 16 Calle Liberacion
  • 107 & 109 Calle De Los Ninos (Great Nightmare Before Christmas theme)

San Clemente Christmas Lights

  • 3912 Calle Andalucia
  • 2931 Calle Heraldo
  • Talega Seaside Neighborhood
  • Talega Stella Mare Neighborhood

3 Ways You Can Use Your Home Equity

If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogicthe average borrower with a home loan has almost $300,000 in equity right now.

As you weigh your options, especially in the face of inflation and talk of a recession, it’s important to understand your assets and how you can leverage them. A real estate professional is the best resource to help you understand how much home equity you have and advise you on some of the ways you can use it.  Here are a few examples.

1. Buy a Home That Fits Your Needs

If you no longer have the space you need, it might be time to move into a larger home. Or it’s possible you have too much space and need something smaller. No matter the situation, consider using your equity to power a move into a home that fits your changing lifestyle.

If you want to upgrade your house, you can put your equity toward a down payment on the home of your dreams. And if you’re planning to downsize, you may be surprised that your equity may cover some, if not all, of the cost of your next home. A real estate advisor can help you figure out how much equity you have and how you can use it toward the purchase of your next home.

2. Reinvest in Your Current House

According to a recent survey from Point, 39% of homeowners would invest in home improvement projects if they chose to access their equity. This is a great option if you want to change some things about your living space but you aren’t ready to make a move just yet.

Home improvement projects allow you to customize your home to suit your needs and sense of style. Just remember to think ahead with any updates you make, as some renovations add more value to your home and are more likely to appeal to future buyers than others. For example, a report from the National Association of Realtors (NAR) shows refinishing or replacing wood flooring has a high cost recovery. Lean on a local professional for the best advice on which projects to invest in to get the greatest return on your investment when you sell.

3. Pursue Your Personal Goals

In addition to making a move or updating your house, home equity can also help you achieve the life goals you’ve dreamed of. That could mean investing in a new business venture, retiring or downsizing, or funding an education. While you shouldn’t use your equity for unnecessary spending, leveraging it to start a business or putting it toward education costs can help you achieve other lifelong goals.

Bottom Line

Your equity can be a game changer. If you’re unsure how much equity you have in your home, let’s connect so you can start planning your next move.

A Proper Holiday Table Setting

It’s no secret that hosting a holiday get-together can be challenging. Between the food, decorating, and getting your space in tip-top shape, who has time to make sure the table looks just right?

The good news is that setting up your table the proper way doesn’t have to be difficult. Follow these tips to impress all of your guests this season.

Utensils

All forks being used should go on the left side, with the one you’re using first on the inside. The knife and spoon should go to the right of the dishes.

Glasses

The water glass and wine glass should both be placed to the right of the plate, in the order in which they will be used. If a champagne glass is set out, it would go farthest away.

Charger

This European-style decoration dish isn’t used for food but is the prime distinction between formal and informal affairs.

Entrée plate

This is where the main course will go, and it should be placed on top of the charger.

Napkin

There are various ways to fold a napkin, but no matter what method you choose, the napkin should be placed on the entrée plate instead of under the silverware.